Fixed, Indexed, and Variable Annuities
An annuity is a contract between you and an insurance company that is designed to meet retirement and other long-range goals, under which you make a lump-sum payment or series of payments. In return,...
View ArticleAdvantages and Disadvantages of Annuities
Advantages -It pays you an income which cannot go down in value (only conventional/enhanced/impaired annuities) -Income is paid until you die – not for a limited period -Income will never run out in...
View ArticleCommon Retirement Challenges (And How to Deal With Them)
According to a survey conducted by MetLife and the Scripps Gerontology Center at Miami University, only 1 in 4 people are confident that they can execute their retirement plans as intended. Although...
View ArticleWhat Are My Immediate Annuity Options?
You can choose among several immediate annuity options that can be customized to meet your needs. You determine the period of time you receive the payments, as well as how often you want to receive...
View ArticleAnnuities for Guaranteed Income
For those who want a guaranteed income, annuities are a popular choice. An annuity can form an important part of your income portfolio by taking the guesswork out of investing for income. Insurance...
View ArticleHow To Get Cash For Your Annuity
Many of us during our lifetime have access to a large sum of money that we otherwise wouldn’t have had access to. In recent times, may it be through compensation or a lottery win, the money is paid to...
View ArticleHow strong is my bank / life insurance / annuity carrier?
Even though states evaluate the financial strength of annuity carriers, and FDIC evaluates the wherewithal of banks, neither releases ratings on financial soundness. However, independent rating...
View ArticleAnnuity Rate Watch
The AnnuityRateWatch began in 1995 out of the need to provide fixed annuity information for the first retail annuity web site annuity.com. Out of that need for information the AnnuityRateWatch has...
View ArticleA Key Secret To Winning As An Investor
When it comes to investing, does it ever seem to you that losing is much easier than winning? It turns out the universe stacks the odds against us. For this reason, the single most important key to...
View ArticleDilbert’s Unified Theory of Everything Financial
Adams boldly states that this is “everything you need to know about personal investing.” In just 129 words, nine simple points, one page you have the unabridged “Unified Theory of Everything...
View ArticleAnnuities – Retirement Planning
Many people interested in securing their capital dollars and at the same time receiving an income for their personal use invest in so-called secure investments i.e. GICs, Bonds, daily interest accounts...
View ArticleRaiders Of The High-Net-Worth Pension Pot
OK, so it’s hard to envisage anybody from HMRC donning a fedora and swinging into your pension provider’s office, avoiding an axe-wielding receptionist, and making off with a big chunk of your stashed...
View ArticleLooking For 10% Yields? Go Online For Peer To Peer Lending
Years ago clipping coupons from bonds was the province and passion of people in retirement. Today a tidal wave of aging boomers want income, but traditional sources are lacking. Ten-year Treasurys...
View ArticleTax Deferred Annuities
What is a Fixed Tax-Deferred Annuity? A Fixed Tax-deferred annuity, also referred to as a tax-deferred annuity, is a contract between you and an insurance company for a guaranteed interest bearing...
View ArticleVariable Annuity Lifetime Income Benefits
The good news is that the average American is living longer and longer. The average 65-year-old retiree today can expect to live another 20 years, and there’s a 25% chance that for a couple, one spouse...
View ArticleFees Matter!
Okay, we all know that investing involves fees. However, did you ever think about just how much you could spend in fees over a 20 or 30 year period? It’s probably a lot more than you think it is. Why?...
View ArticleAnnuity Payment
When you sell annuity for cash it can be costly. If advertisements of FAST CASH for selling annuity payments alarm you, they should. Know your rights and understand the process in your state regarding...
View ArticleFeatured Deals and Sign Up Bonuses (with links!)
You could potentially score anywhere from $2,500 to $3,000 in sign up bonuses, plus free flights and hotel stays per person. Now you know why it’s my favorite article each week! Favorite Featured Deals...
View ArticleHow Is Your Tax Money Spent By The Government?
A lot of Americans take pride in paying their taxes. After all, in a democracy, it is the duty of every able citizen to pay the taxes so that the government can use the tax money for providing...
View ArticleIs an Annuity Life Insurance?
You would be surprised how many people begin their online Annuity search for information on Annuities and Income Annuities by typing in that very search question. The best answer I’ve heard is...
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